When you get a call from #202-618-4211 tell them to please refer to The Fair Debt Collecyion Practices Act, Section 807 (False or Misleading Representations) tell them they are 16 steps they are restricted from doing so and they are breaking each and every one of them!!
I received a call from 202-618-4211 (Washington) spoke to a gentlemen. He said that i wrote a fraudlent check on 2/18/2008 (payday loan). I ask what information he had and the information he had was was not true. I didn't have a active bank account in 2008 the email address he had was from my old job. So I hung up on him and he called back spoke to the receptionist want my boss name and fax number so he can send over a document to my employer to have my wages garnished for US Processing Serivce (NY). First of all you can't garnish someone wages unless its a court order and I never had a payday loan or a active bank account in 2008. I work for a debt settlement company for 5 yrs and I know how to handle these debt collectors. They can't take you to jail for a payday loan or debt if that was the case everyone will be in jail (Think about that) unless you are summons and you don't go to court. Under the FDCPA they are violating the law. If they do threaten you file a complaint with the attorney general and FTC. Always ask for a validation of debt if they can't provide you one within the 30 days you spoke then is not valid.
My wife got a call from them also, guy said his name was Bruce Quigley and like the others there was a debt that he was collecting on for a bad check from Wells Fargo in 2009. When I asked who the check had been made out to he said he didn't have that info.
I asked him to send me a copy of the paperwork for review and he stated that the only paperwork they would send is a summons... LOL
When I told him he had to send me proof of the debt, he stated "enjoy your hearing, jack@ss!" then hung up on me.
Got call from them on answering machine. She, Susan, mentioned fraud. In light of all that has been written here I will ignore them and talk to proper agencies about this.
Ok so today I received a call from the 202-618-4211 and I didnt answer it as I was at work. He left a voicemail saying his name was Dan Grace and he was investigating me for alligations of fraud. He left the phone number stated above for me to call back and that they needed to hear from me today. When I went on lunch I called back and spoke to someone else who didnt give me his name.
Before reading any of these sites for the numbers, I was already asking questions. Where is this supposed debt from, where is the company located, why am I just now being contacted and why do I not have any documentation of this. After asking several of the questions the guy started getting mad and irritated. He started telling me that nothing I say will make a little magic wonder appear and make everything disappear. I told him I didnt say anything about a wond and that he sounded dumb. I believe that i was starting to get in his head because he was getting pissed. He could not answer any of the above questions except for where the loan originated. After some research I did have a loan with this company, and I do recall defaulting on it(in my defense, I am going thru a bad separation right now, which im sure some of yall know what thats like).
Finally the guy verified my e-mail and said that he would send me an e-mail with all documentation that he was allowed to send. This was 2 hours ago and I have yet to receive the e-mail, which comes to my phone. I called the company which I had the loan thru, Western Sky, and they told me that the account was sold to a collection agency by the name of Noram Capitol. Western Sky gave me their phone number, ext number and address. After trying to contact that company I only received a voicemail.
This other company, United Check Processing is a scam. I checked the BBB on them and there have been 28(i believe) complaints, and the overall findings from BBB was that the company would not contact them or give information. THIS IS A SCAM!!!! Dont get scared because someone is trying to act tuff and scare you over the phone.