Received a call stating to return their call as it was very urgent. It was my last chance to lower my interest rate. I don't have a balance - no rate to reduce.
Told me they were calling to get my interest rate lowered on my credit card (what bank does that???). I asked which one, he said my VISA. Again I asked, which one. He said my Capital One Bank of America credit card. Scammers at least have the decency to know that no such card exists. I asked him to verify that he's really calling from my bank and he hung up.