BOT VOICE: "This message is intended for <spelled name>"
HUMAN VOICE: "I received a fax order regarding a complaint that was filed against you. I have been retained to serve you with documents to appear at either your residence or your place of employment. If you have any questions or concerns about this complaint or wish to rectify the matter, you can hit any key on your phone to connect to our office directly, or call us at the following number..."
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
That is exactly what is happening with the breach of data with T-Mobile, Experian and Target this is more likely these kind of things are happening in our society today. Scams are an everyday thing. Filed a complaint with the State Attorney Generals office.
I have rescued a fax order regarding a complaint against you. I have be ordered to serve you papers at home or either at your work. If you wish to rectify this matter please contact and they ga e a reference number