This is most likely a computer-generated debt-collection harassment service used by at least Jared The Galleria of Jewelry.  Jared's collections dept will have you called by dozens of different number from around the country to try to disguise themselves after only a day or 2 being past the due date.  REMEMBER: it is illegal for a debt collector to call you from an unknown number & you may be entitled to up to $1000 if they do per the Fair Debt Collection Practices Act http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm