Portfolio Recovery Associates are giving me more fuel for my law suit against them. They are using more new numbers to call from & it is a Sunday, but they don't care. Presently in a class action suit so THEY WILL BE OWING ME MONEY! IT HAS BEEN 10 YEARS ALREADY & I AM GLAD TO SUE THEM. I DO NOT OWE THEM A DIME! If everyone sues them, maybe they would catch on to what they do is wrong!
You should have sued them the first year. Nothing that happened prior to a year ago will be included in the settlement. Further you will get pennies as a member in a class action. Much, much, much less than if you sued them yourself.