My court date is set for jan 20th in Arlington Texas where I currently live. I know I took out a loan a couple years back and then I lost my job and moved to Texas. so i stop making payments. I even had my attorney to look over everything after looking at this page seeing that everyone was saying it was a scam. However, my attorney informed me that it was actually legit and to pay it off before my court date. They also called my job and discussed garnishment with my HR dept. I summons to court in my current city and state which is in Texas