This is LTD Financial - Not sure if this is SPAM or a bill collector. Is calling to speak to you about a confidential matter. BEWARE because they are recording your conversation. Will call right back and this comes up on the Caller ID:
Name Not Found
000-000-0000
This is LTD Financial - Not sure if this is SPAM or a bill collector. Is calling to speak to you about a confidential matter. BEWARE because they are recording your conversation. Will call right back and this comes up on the Caller ID:
Name Not Found
000-000-0000
If LTD Financial Services - or any other debt collection agency - contacts your family members, friends, or coworkers and shares information about a debt that you owe, it is a violation of the Fair Debt Collection Practices Act. No one has the right to know about your personal financial situation, and that includes your family and friends, and sometimes your spouse. If your family has been given information via letter or telephone about your specific debt, you should contact a fair debt attorney. You should also send a cease and desist letter to the debt collection agency. While it is legal for a debt collection agency to contact people you know in an attempt to find you, it is not legal for them to disclose any information about your debt.
Debt collection agencies often get away with violating the FDCPA because consumers are afraid to take action. Do not be afraid to fight back, especially when the company is breaking the law. Your personal information is just that - personal - and if you've been the victim of illegal debt collection tactics, you deserve justice.
http://stopcollector.com/agency/LTD-Financial-Services.php
Consumer beware. LTD Financial Services, LP is a debt collection company that appears to harass consumers whether they owe a debt or not. One of our UCAN senior members was a victim of this practice. LTD Financial has a D+ rating with the Houston BBB where as of 3/4/10, 171 complaints were processed over a 36-month period of time. 135 of the complaints were regarding "Billing or Collection Issues". Our Chinese senior said the company called her incessantly and used abusive tactics to collect a debt she didn't owe. The company called her neighbors and family members to try to humiliate her into paying the debt. The customer alleged a racial slur was directed at her too. The customer's experiences match a Federal Trade Commission initiated civil penalty settlement against the company in the amount of $1.375 million. Threats to consumers included garnishing consumer wages, seizing their property, and initiating lawsuits or criminal actions against them if they refused to pay. The owners and top managers were permanently prohibited from these practices. http://www.ucan.org/blog/money_privacy/bankin ... onsumers_beware