These people call you out of the blue, catch you off guard.
They circle like a shark finding out all they can about you ready to lunge for the kill. They want to know your financial status, if you can increase your credit card limit, how much you can spend on your card and say all the things you like to hear about making money online. They hype you up to the point you are convinced its the right thing for you to do and without time to do any due diligence, you find you are giving over your credit card number and signing a contract - between yourself and VANGUARD INSTITUTE!

Folks, unless you have money to throw away, don't let yourself get caught it this web - because after handing over your initial thousands of dollars, they still want more later on as they upsell you. Remember this:
Client has the right to request to cancel this agreement within three Company business days after the execution of this agreement.