I also received a similar call from this number. Since I had a legitimate phone call from my bank concerning my account last week, I pressed one because I initially thought it was a call from my bank. It was immediately apparent that the guy I talked to was in no way connected to any bank service. He talked in a manner very unbefitting of a bank employee. He claimed to be calling from my bank concerning my account, and said that since I had made my payments on time for 6 consecutive months I was eligible for a lower rate (6.9% i think). He then proceeded to ask me if my balance on my credit cards was over $3,000. I asked him why did he not have that information if he was calling from my bank, and he then seemed to take a wild guess and proclaim that I did have over $3,000 in credit card debt. When I informed him he was wrong, he hung up on me. So apparently not only are calls from this number some kind of scam, but they guy calling is an idiot who can't keep his stories straight and doesn't even know how to sound like a convincing bank employee. So hopefully no one will fall prey to whatever this scam is given the level of this guy’s incompetence.
Got a call from 207-493-2630 displaying as "Credit Services" on my caller id. This is apparently a scam or credit card phishing scheme. Unfortunately, I didn't realize it until I had divulged the details of one of my CC accounts. When the hairs started to stand up on the back of my neck, I started stalling and then they said that they would call me back tomorrow. I asked for her number and name. She gave me 888-577-7963 x258 and said she was Sandra. I got off and immediately called my CC company and requested that they close the account and reissue a new card. Now, i'm calling the 888 number and after an extended music on hold, i was pleasantly disconnected. Disaster averted . . . this time. :)
Whenever I get one of these calls, I simply don't answer or if I feel feisty, I'll answer "Good morning, Police Department, where is your emergency". They get confused and then hang up. LOL