Same here - gives my name via automated speech system and says 2 fraud charges are being filed against me, gives a case number and says that if I don't respond I will forfeit my legal rights.
Another poster said it's a payday loan scam collector and I suspect that is correct. I filed bankruptcy a few years ago and my lawyer told me that any payday loans I had outstanding would be erased by the bankruptcy. The see scumbags are just pissed about not getting any money and keep harassing people in the hopes that someone will fall for it. I'm sure some poor souls do, but don't let it be you!
They've been calling me repeatedly for months but I never get any legal actions filed against me. Why not? Because there aren't any, and they can't do anything to you. Still, I don't like that they have my ssn. Let this be a lesson to everyone - don't EVER take out a payday loan. It's a BAD IDEA all the way around. There has to be another way!
Are you sure? I am a little worried but when I called the number back it was only music. I thought if there was legal action against you--you would have some kind of certified mail to sign.
They can get your info in a database. I forgot what is called starts with "N". Companies buy old debt and try to collect and threaten you. No payday company will sue you over such a little amount. Threaten with summons but my local police said would not do that, would just show without warning. Told me never to pay them, scam. Do not verify any info with them!! Ask for their company name, address, and the reps name. Then say you want in writing of everything mailed to whatever address they "have" on file. Again...do not verify info