A lady by the name of "mrs. Stark" called me today & said that I have a payday loan out from cashnet, when I told her my lawyer advised me to ask for a letter from this company that included their name & address as well as the amount I owe them, she began to get hostile on the phone. She said ya right you don't have a lawyer & I'm gonna prosecute you myself, you know you owe these people money, why do you need a letter all of a sudden. I told her because it's the law & hung up the phone.
I just had the same lady that contacted me and was very "RUDE"! I also, asked for a letter in reference to the call. She kept on dismaying my request and stated you owe this money. I never borrow $1200.00 from a payday loan and i dont remember "USA Cash Advance loans".
I found this under the BBB for USA Cash Advance: http://www.bbb.org/cincinnati/business-review ... ti-oh-90002652/
According to reports received by BBB, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued for loans the consumer did not actually obtain. The phony debt collector threatens that, if the victim doesn’t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested. The scammers often have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.
BBB is unable to locate the persons responsible for the phony debt collection calls. The scammers claim to be debt collectors for US Cash Advance and CashNetUSA. US Cash Advance is the name of an actual company with oneretail store location in Florence, KY. All legitimate US Cash Advance customers must by state law physically come to their Kentucky store to do loans. US Cash Advance and its employees are not affiliated with the persons conducting this phony debt collection scam and their employees have no further information other than that which is found in this file. US Cash Advance does not issue loans over $500, does not perform any transactions online, does not issue loans to persons residing outside of Kentucky or neighboring Ohio & Indiana, and they do require an in-person signature for each transaction. Furthermore, they will not attempt to collect debts by asking for repayment via wire transfer or any means other than: in-person, via US mail or legal judgment. Click here for the separate correct BBB report on US Cash Advance. CashNetUSA is the name of an actual company headquartered in Fort Worth, TX. Click here for the separate BBB report on CashNetUSA. Neither CashNetUSA nor its employess are affiliated with the persons conducting this phony debt collection scam.
BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
• Ask the debt collector to provide official documentation which substantiates the debt.
• Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
• File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
For those receiving calls from purported debt collectors for US Cash Advance, if you have not personally been to their Florence, KY store to obtain a loan face to face, there is definitively no debt owed to them & no reason to pay any requested balances.
BBB Accreditation
This business is not BBB accredited.
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To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.