I got a call today on my mobile from an automated dialer telling me to press 1 to speak to an agent about a critical issue with my credit card. So I pressed 1 and was connected to someone with a noticeable Indian accent. I asked what the issue was and she replied that she could reduce my interest rate as low as 6.9%. I asked which credit card and she said Visa. So I asked which bank and she said Chase, Citibank, CapitalOne, and others I don't recall. I asked how that was possible and she hung up. This is an obvious scam to get people's credit card information. I blocked this number and plan to report it to donotcall.gov as well.
The man with a strong accent said they were a "card service company" that could save me interest on my credit card
that I owe $$$ on. I kept requesting him to state the name of his company, and he would not. He put me on hold, but I heard him say to his supervisor "I keep telling her....; she is very stupid..."; then the line went dead.