They stated they were a credit card company that worked for capitol one, wells fargo and others. Man had a very thick accent. He stated that he could lower my interest rates on my card (s). I said great. I asked him to verify my account (s) and he said that he had to get all that info from me to verify that he had the right person. I told him that hes the one who called me, and more interestingly, I dont have any credit cards. He was silent for a second, said thanks and hung up. Clearly a scam to get into peoples accounts. Beware!