Let me introduce myself. I am Senior Affidavit Processor Officer Investigation Department from State Investigation Department. As we were trying to reach you since a couple of days regarding a very serious matter about a lawsuit filed on your name stating that you are doing some fraud and criminal activities.
I am really very sorry to say you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong I thought that I shall call you and notify you about this matter. But as I was not able to reach you I am sending you an final notification Email. So please take a piece of paper and write down your case file JU#16096 and second thing since it’s a legal matter you will be needed my help, so please write down my callback number is 210-346-9692 Ext 2001
For the records you...
Name: - SSN:-
Email: -
The Factual Basis for the complaints is as follows:-
1.Mr. / Mrs. , ascertained an income advancement from US Cash Advance with your Bank Account Information as collateral for said advancement.
2., agreed to return the funds from the aforementioned income advancement as per contract.
3.As of today’s date the funds have yet to be returned and the collateral has proven to be null, that is to say of no value.
At present, US Cash Advance is seeking either of the following remedies:-
1.All funds to be returned as per terms of initial contract.
2. be proceeded against to the fullest extent permissible by current Federal Banking Law.
,as I was investigating your profile, I found you to be genuine person so it is my duty to help you out but for that I need some right answers from your side. Also we want to know your intentions?
So do you want to resolve this issue outside the court house, or you want to go to the court house with legal proceedings? This was a final notification Email to you as we found you to be genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount or the Settlement Amount as decide by the Court House? You have to give me a flat answer without any excuse.
Reply to me back on my phone number 210-346-9692 Ext 2001. or Email me.
Thank you
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Investigation Department
Senior Affidavit Processor
State Investigation Department
Utica, NY
Contact: 210-346-9692 Ext 2001.
Fax: - 206-426-3556
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.