Well too bad the DNC was designed to stop telemarketing calls, as defined by someone calling you up on the phone, and selling something. Since a debt collector doesn't sell anything, well you draw the conclusion. Now, as to you want more cases? There are tons of them, if you had taken 5 seconds to look for them. The FTC and its partner the CFPB do contact the debt collectors, well at least the one that are legal, because unlike on TV where they get the bad guy in less than an hour, in between the commercials, finding the others takes time. As to your perfect, imperfect world analogy, I would like you to point out one thing that works perfectly every time in our world. Just one. So if you want to live in dreamland, go right ahead, but if you want to live in reality, you need to realize that things take time, but they do get done. Now I suppose I could do your work for you and post a few hundred cases, but then I would be taking all the fun you will have learning that your belief perseverance is wrong again.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
That's all good information straight out of the FDCPA. However, the advice to contact the FTC and your state's AG should be accompanied by a disclaimer: it doesn't work. My experiences have been that the FTC will do nothing and that my state's AG will do almost nothing. Assuming this is a legitimate debt collector--and for this number that isn't clear--one has to send them a cease and desist letter. Nothing else will work. Since this is likely a scam, just block them instead.
Actually it does work. If it is a legitimate DC, then they will be notified. If it isn't then the Government will now have them on their radar and will eventually find them. Sort of like how this just played out: http://800notes.com/forum/ta-f7fea2d20631b11/ ... ollection-hydra
Well, you've cited one enforcement case out of perhaps every 100,000 complaints received. Even the linked stories stated that the legal proceedings took seven years. When the DNC Registry was begun, I naively (and very dutifully) filed complaints with the FTC and my state's AG about all of the calls that I had received. No enforcement was ever forthcoming, I received no useful responses, and the same illegal calls continued for years and years. No, it didn't work.
In one egregious example, a debt collector to whom I had sent a certified cease and desist letter continued to call. I sent a formal written complaint to the FTC, with a copy of my letter. What did I receive in return? A form letter with a suggestion that I send a cease and desist letter to the debt collector, meaning THEY NEVER EVEN READ MY COMPLAINT. Complaining didn't work that time, either.
Oh, the FTC occasionally goes after low-hanging fruit to demonstrate that the agency actually does something once in a while. However, my experience, and the experience of most of the people here, is that complaining does no good. Here in Arizona, the latest scam is illegal solar energy telemarketing, which has been widely publicized in local media. These scams have generated a massive number of complaints, but does the AG do anything? Nah. I've had to block about 20 of these scammers. Complaining didn't work this time, either.
Citing one example out of the billions of illegal telemarketing calls made annually does not constitute success. In a perfect world, complaining would work every time. It doesn't work at all in our very imperfect world.
Well too bad the DNC was designed to stop telemarketing calls, as defined by someone calling you up on the phone, and selling something. Since a debt collector doesn't sell anything, well you draw the conclusion. Now, as to you want more cases? There are tons of them, if you had taken 5 seconds to look for them. The FTC and its partner the CFPB do contact the debt collectors, well at least the one that are legal, because unlike on TV where they get the bad guy in less than an hour, in between the commercials, finding the others takes time. As to your perfect, imperfect world analogy, I would like you to point out one thing that works perfectly every time in our world. Just one. So if you want to live in dreamland, go right ahead, but if you want to live in reality, you need to realize that things take time, but they do get done. Now I suppose I could do your work for you and post a few hundred cases, but then I would be taking all the fun you will have learning that your belief perseverance is wrong again.