I received the same called today, 5/7/13 and the lady she was on her way to my job to serve me. She asked for HR and when I was transferring her she hung up. Then called back again and asked for me. HR asked if she need help and she said no just needed to speak to me. She hung up again. She said it was a Global Pre-Litigation.
Got a call from the same number saying I officially been serviced documents for a fraudulent act. I was directed to another phone number where i was told that I had an option to pay the money in full or 3 payments of 150.00 each. i was also told that If I didn't pay they would have my social security check debited for the full amount. His name is Charles and I am waiting on him to serve me! If i owe people I try to pay them but this is not right!!!
You cannot be verbally "served" or "serviced" legal documents, SS payments are not subject to garnishment, and owing a consumer debt is not an act of "fraud". You owe nothing to these vermin.
In truth this is extortion dressed as debt collection. Consumer debts in America, including payday loans, are a *CIVIL* matter, not criminal! The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.