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The majority indicated that it is a Debt collector

Who called from 2143774826

11
Mable
Got a call from the same number saying I officially been serviced documents for a fraudulent act. I was directed to another phone number where i was told that I had an option to pay the money in full or 3 payments of 150.00 each. i was also told that If I didn't pay they would have my social security check  debited for the full amount. His name is Charles and I am waiting on him to serve me! If i owe people I try to pay them but this is not right!!!
Latest comments
12
You cannot be verbally "served" or "serviced" legal documents, SS payments are not subject to garnishment, and owing a consumer debt is not an act of "fraud". You owe nothing to these vermin.

In truth this is extortion dressed as debt collection. Consumer debts in America, including payday loans, are a *CIVIL* matter, not criminal! The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.

My notes from October 2011 on payday loan and "hot check" collectors are linked below.

Fake payday loan collection scams
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2

See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

The following will be useful if you have a US domestic collector calling, and will in general help you sniff out the frauds:

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
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(214) 377-4826  +1 214-377-4826  2143774826  +12143774826