They called and said I was part of fraud case with my name and social please stay on the line while I connect you. When you call back it goes directly to a voicemail for Susan Nickel Berry and not company name infformation
They called and said I was part of fraud case with my name and social please stay on the line while I connect you. When you call back it goes directly to a voicemail for Susan Nickel Berry and not company name infformation
after they connect you, someone picks up from "the litigation department", asks for your phone number to look up your case. He pulled up my file and read an address (my old address) and said i have an outstanding debt from risecredit.com, which I've never heard of... I said this must be a scam, and he said this is not a scam and then hung up
I too received a call from this number stating they were a company called Pre-Trial Services and that I also have an outstanding debt with Rise. I called Rise and they have no information under my name. I called my bank and they have no transactions from Rise, nor in the month Pre-Trial claims the cash advance was issued. I then got a call from Susan Nickelberry threatening that if I did not call her back, I automatically waive any rights and that they would be filing criminal bank charges against me.
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors