You are probably correct. Just rember, "If it walks like a goat, talks like a goat..it's an Indian scammer of questionable heritage."
Be safe. Be aware.
Yes, sadly that is true. I can only hope that some day society can find a way to prevent frauds from relearning at a faster rate than their victims. At this point, I fear that time is a long way off.
I guess all we can do is try our best to help the naive and the innocent. We may be just a drop in the bucket, but to the frauds we catch, drops can add up to "Water-boarding". And, to be honest, I love torturing them.
Up-front-fee loans are NOT legal and are NEVER legitimate. Simple as that.
If they mention "Western Union" or "Money-pak" they are FRAUDS! No exceptions.