Said I filed a police report for identify theft and he went to get a copy n there was none. Duh, then when I asked a bunch of questions,he. Mr Jones, smh, hung up. Scam,fraud
About a debt and to send them $485 dollars they will send papers to my employer for wage garnishes and suspend my license. A carrier will come with papers and have two identifications for id.
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Called saying my daughter had an arrest warrant out for her for fraud , had a lot of information that did not add up .
the account number of the loan they said she took out in a town she had never been too .
Said I filed a police report for identify theft and he went to get a copy n there was none. Duh, then when I asked a bunch of questions,he. Mr Jones, smh, hung up. Scam,fraud