I kept getting phone calls from this number, but they kept hanging up. The last time they called they left a message asking for someone else. I did some research and this is what I found.
Academy Collection Services (ACS)
1-800-202-0605
1-215-320-0424
1-800-990-9805
Academy Collection Service, Inc.
10965 Decatur Road
Philadelphia, Pennsylvania 19156
Phone: (800) 220-0605
Local: (215) 281-7500
Fax: (215) 281-7512
Call Center:
9350 Ashton Road, #1
Philadelphia, PA 19114
LAS Vegas:
750 Pilot Road, Suite #A
Las Vegas, NV 89119
Web Address: www.academycollection.com
Head Debt Collectors:
Keith Dickstein, CEO
Janet Miller, Secretary, Treasurer
If you want to fight back then this is what you want to do.
They will try to intimidate consumers with various tactics. One of their favorite ones is when you question them about an alleged debt that they are trying to collect on, they get real snotty. You may or may not owe the debt, but that does not give them the right to treat you like dirt on the phone. If you cower easy to these types of tactics just hang up. If you would not let your children talk to you that way why should you let an adult?
One of the easiest ways to get NCO Financial to go away is to send them a request for validation. A request for validation is simply a letter stating that you do not know what the debt is for and you want more information. By law they have to provide you with the name of the original creditor, the original creditors address and phone number. 9 times out of 10 they will reply with a letter that they are no longer attempting to collect on that debt.
Another thing that they do is use a predictive dialer for out going calls. If they call you on your cell phone with a predictive dialer they owe you $500.00 end of discussion. That is a violation of the Telephone Consumers Protection Act. Make sure you document the day and time that they called you on your cellphone and wait for your bill. When you receive your cellphone bill fire off a letter telling them that you know that they broke the law with a redacted copy of your phone bill and wait for their attorney to call you. If done properly you can leverage this to get rid of a debt they are attempting to collect and maybe put some cash in your pocket. Just remember each time they call you it is worth $500 dollars if they do it with a predictive dialer to your cellphone.
If you found this information please tell others and book mark this site as I will be updating and expanding on the knowledge shared here on a daily basis.
several calls from NCO for debt that was discharged by the credit card company last year. they are the third company to try and collect.depending on your state. you can write to them and tell them not to try and contact you again, that leaves them with 1 option, legal action, and that will be the last you hear from them, unless they were truly hired by the creditor,(extremely doubtful).
search google, attorney general (your state) then type debt collections in the search bar.