Has been calling me once everyday for the last couple of months, every time I pick up I get no answer and they just hang up, doesn't leave a message either.
I get several calls from this place a day and I made a payment arrangement with them just last week and was told I could make payments online and was given the website to do so. Now when I answer the call they claim that in order to stop the phone calls I have to give them my debit card number so they can automatically take the payment. I told them I wasn't doing that and that I don't need help screwing my bank account up and they said well then you will continue to get our phone calls. I thought they were only allowed to call you once or twice a day not 4, 5, 6 times. If they keep it up they will get a lot less than my payment agreement is and I will file a complaint with Consumer Protection. I have done it before and will do it again. I am sick of be harassed about this.
First, why did you so readily make a payment arrangement? Did they prove to you that not only that you owe the debt but that they are the ones legally allowed to collect on it? Did they do that in writing, sent to you through the US mail and delivered by the mailman? Never ever pay any debt collector without first making them follow the letter of the law.
Now as the phone calls, once you have a payment arrangement in place they cannot harass you. So why would you wait to file a complaint? Do you think it will get any better if you wait? You already have an FDCPA claim and can sue them, thus making them pay you instead of them.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state: http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows. This group is especially well known to violate federal and state collection laws. Pay attention to the very end where all the place you need to report them are listed:
DIVERSIFIED CONSULTANTS, INC AKA DCI
Posted in: http://800notes.com/Phone.aspx/1-614-441-8051
http://800notes.com/Phone.aspx/1-904-302-7996
http://800notes.com/Phone.aspx/1-202-470-4748
http://800notes.com/Phone.aspx/1-915-603-4326
http://800notes.com/Phone.aspx/1-216-586-2597
http://800notes.com/Phone.aspx/1-804-433-3357
http://800notes.com/Phone.aspx/1-614-591-9987
http://800notes.com/Phone.aspx/1-762-585-9844
http://800notes.com/Phone.aspx/1-762-595-9936
http://800notes.com/Phone.aspx/1-762-585-9509
http://800notes.com/Phone.aspx/1-949-447-2859
http://800notes.com/Phone.aspx/1-973-755-6861
http://800notes.com/Phone.aspx/1-804-709-0609
http://800notes.com/Phone.aspx/1-216-553-3543
http://800notes.com/Phone.aspx/1-216-553-3407
http://800notes.com/Phone.aspx/1-215-372-1720
http://800notes.com/Phone.aspx/1-412-688-6900#p1025237437164693358
http://800notes.com/Phone.aspx/1-813-906-2627
http://800notes.com/Phone.aspx/1-623-900-6282#p1042466192393290957
http://800notes.com/Phone.aspx/1-904-247-5500/7#p1042740832870484228
http://800notes.com/Phone.aspx/1-215-372-1763#p1048921806111371573
I have to wonder why an allegedly “legitimate “business would need so many phone numbers to call out on?
Web site lists a cleverly hid PO Box as an address.
BBB page lists them as an accredited business with 437 complaints, 27 negative reviews, but still gives them a A+ (Note that the BBB conveniently lost 25 complaints and 1 negative review so that they could give these crooks an A+): http://www.bbb.org/north-east-florida/Busines ... nville-fl-2931/
Facebook page lists one of the head criminals: https://www.facebook.com/dcicollect
LinkedIn page for the crook they hired to be vice president of this criminal organization: https://www.linkedin.com/in/gordon-beck-iii-3341b88
LinkedIn page for the owner (I think he is the drunk on the left, probably needs to self-medicate because his conscience, if he has one, is bothering him): https://www.linkedin.com/in/don-zehnder-13a22544?trk=pub-pbmap
Florida Office of financial Regulation:
License Name: DIVERSIFIED CONSULTANTS INC
DBA Name:
________________________________________
License Type: Consumer Collection Agency
Status: Approved
Status Effective Date: 4/10/2015
Original Date of License: 3/12/1996
License Number: CCA0900759
License Expiration Date: 12/31/2015
________________________________________
License Main Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256
License Mailing Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256-0596
________________________________________
Phone Number: 904-247-5500
Sunbiz.org info, looks like all the head criminals are listed:
Florida Profit Corporation DIVERSIFIED CONSULTANTS, INC.
Filing Information
Document NumberP93000010583 FEI/EIN Number593162615 Date Filed02/04/1993 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed11/16/2009 Event Effective DateNONE
Principal Address
10550 DEERWOOD PK BLVD
SUITE 309
JACKSONVILLE, FL 32256
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office: http://myfloridalegal.com/
And here: http://www.flofr.com/StaticPages/FileAComplaint.htm
They are a debt collector from Verizon. I had their service for four months total. Every month they were charging me $336 or around there for my bill each of the four months and $613 for the 1st. Month(that wasn't mine), $546 for the second also wasn't mine , $332 also wasn't mine for the third and now the 4th month $1200 also wasn't mine, they were all for someone else's bill I have called them numerous times asking for my money that was owed. They took the money directly from my account . When I just complained to them again for the last time they discontinued my service and now harassing me from 7:30 in the morning until 9-10 at night all day this is going on. What can I do to stop the harassing calls? They owe me but I'm being told I owe them for the cancellation of service and also because I broke my contract with them. The last representative told me to go find another provider that will deal with my [***] and that they have thousands of customers and them dropping me don't hurt their business. Please any help will be greatly appreciated .