I was a victim of identity theft, and Key Bank was involved. After almost 2 years and multiple phone calls and faxes to Key Bank with my federal case number, I get a call from Lance Gadson. Like other individuals he gives the impression of being a lawyer and "not just a collection agent." He reads out your personal info like your Social Security number and wants you to verify it over the phone. Does he think that a victim of identity theft is just going to give or verify info over the phone without questions? I'm calling Key Bank, then the Federal Trade Commission Identity theft line and reporting him.
Well, hooray for you......they didn't want to work out anything with me. I co-signed for my daughter's first school loan and now you'd think I was public enemy #1. All I kept hearing is that I needed to take care of MY obligation. He was able to tell me detailed information about my credit as well which I found to be very invasive. As to working anything out he wanted me to come up with half and then maybe work out payments, but he never gave me actual figures. When I tried to press him for those, and for something in writing, he got ugly. Bottom line, he's looking for a quick commission and isn't interested in working anything out. The call ended with nothing resolved. He called back to leave me a message that I was right about only co-signing for one loan, not the three he originally said I signed for. .
Just got a call from Mr Gadson i also cosigned for my son wich has never paid a bill in his life and now i owe key bank 27,000.00 spoke with him and was very kind and and he woked out a settlement for $16,200.00 wich save me $10,800.00 that i or son will never have to pay back this man is the best im going to my bank in the morning and will be over nignting him a check with a thank you card i should never co signed for my son so i am thankfull he work it out and as for angry mom that post above me maybe you call him back and resolve you issues being angy will not save your credit and if you child is not responsable like mine is not dont cosign for them
These banks do not play games with student loans backed by fedral goverment they have taken my tax return for 3 years strait and is currently garnishing my wages 36% of my income. So if people keep play games with them they will have the last laugh its best to try and work it out befor it get to the point were the take out of your check. and it will happen just a matter of time
Yeah, this Lance called a relative of mine asking for me and he was very rude. Would not say why or what he was calling for. He won't be calling again because his number has been blocked.
@ Chris and Tony : You sound like your the same person. Are you? If you not you BOTH should probably take advantage of any opportunities you come across to take your "stupid a%*#s" back to grammar school!