Totally scammers! I never was approved for a loan from ANYONE!! They threatened me with jail time, bank fraud, internet fraud, can you believe it? And the VERY heavy Hindu accent and her name was 'Julie Andrews'?!?! Come on MAN!! I didn't fall off the turnip truck yesterday!
to the guy who just call and threatened me...please read this.especially the part where you refused to give me any info.and my website is legit.....dumb***
What a debt collector CANNOT do:
•Use deceptive practices. For example, threaten you with arrest or trick you into paying for collection calls.
•Use obscene language.
•Call you at work after you tell them that your boss does not approve these calls.
•Deny you the right to receive a written notice (within five days after your first phone conversation) that would tell you how much you owe and the name of the creditor that says you owe the money. If you do not receive the notice within five days, call the collection agency and ask for its address and fax number. Then, send a letter to the collector noting its failure to send you the required notice. As a minimum, make a note in your file.
•Refuse to give its name and the name of the collection company when asked.
•Put a debt on your credit report if you file a dispute. It must validate the debt by obtaining a verification of the debt or a copy of a judgment from the creditor before continuing their collection efforts. The results of the investigation must be mailed to you.
For more information on Fair Debt Collection visit http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm