THIS NUMBER IS FIRST NATIONAL COLLECTION BUREAU, INC. IN SPARKS, NV. THEY BUY OLD UNPAID DEBT FOR PENNIES ON THE DOLLAR AND TRY TO COLLECT. IN MOST CASES THE DEBTS ARE BEYOUND THE STATUTE OF LIMITATIONS TO FILE LAWSUITS AS LAWS PROHIBITS HOW LONG YOU CAN BE SUED ON A DEBT. YOU CAN CHECK AT WWW.BANKRATE.COM TO FIND OUT THE LIMIT IN YOUR STATE. YOU SHOULD WRITE THE COMPANY TO STOP ALL CONTACTS WITH YOU AND BY FEDERAL LAW (FAIR DEBT COLLECTION PRATICES ACT) THEY MUST STOP. COMPLAINTS SHOULD BE FILED WITH THE FTC (FEDERAL TRADE COMMISSION) BY MAIL, PHONE OR WWW.FTC.GOV.
PS: I WORKED IN THE BANKING/FINANCIAL INDUSTRY FOR 43 YEARS