This guy is now calling himself "Adam Jones." He used to be "Miles Howard" Last time, he was claiming to work for HBC services and told me I took out a payday loan. He was trying to get me to pay over $1,000. He said he was collecting on behalf of parent company Twin Bluffs Financial.
DO NOT GIVE HIM ANY INFORMATION! THIS IS A SCAM! Be aware of people like this! https://www.consumer.ftc.gov/blog/phantom-debts-and-fake-collection-notices
Check your credit report and bank accounts for any fraudulent activity and report your interaction with this man. Last time, I reported this to The Georgia Governor's Office of Consumer Protection- (404) 651-8600 (because he was calling from a GA number), to the Federal Trade Commission- (877) 382-4357, and the National Fraud Fraud Center- www.fraud.org.
This time, I have reported him to the same groups but the Michigan Consumer protection office: 877-765-8382 (because he is now calling from a Michigan number) AND the FCC: 888-225-5322.
PLEASE DO THE SAME IF THIS HAPPENS TO YOU!! DO NOT LET PEOPLE LIKE THIS STEAL YOUR MONEY!!