My daughter has been receiving calls from these crooks looking for me. So I called them, and they began to threaten me with all kinds of lawsuits, saying I was guilty of fraud, etc, etc. I've looked up this phone number and found a number of similar harassment calls and bogus threats, also received call from a number in Georgia (678)264-6060 with same threats. This started about 5 months ago with calls from a collection agency in New York... with the same threats... all associated with an online payday loan my wife took out two yrs ago. We paid it in full, and then these calls and threats began to be lobbed at us two years later. What a bunch of freakin psychos... good luck. Thats all the information I have.
received a call from this number yesterday- didn't pick up and they didn't leave a vm.
Received a call from this number today with a vm- automated msg saying my phone number was identified as a part of a case they were pursuing. they didn't identify themselves.
My daughter has been receiving calls from these crooks looking for me. So I called them, and they began to threaten me with all kinds of lawsuits, saying I was guilty of fraud, etc, etc. I've looked up this phone number and found a number of similar harassment calls and bogus threats, also received call from a number in Georgia (678)264-6060 with same threats. This started about 5 months ago with calls from a collection agency in New York... with the same threats... all associated with an online payday loan my wife took out two yrs ago. We paid it in full, and then these calls and threats began to be lobbed at us two years later. What a bunch of freakin psychos... good luck. Thats all the information I have.
I got a call today from this number claiming I had a unpaid debt from impact cash for $400.00 and if I did not settle the debt today i would be served paper and charged over $4000.00 in court fees. From:253-268-5188 Bailey Rowe and Assoc.
This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don’t pay your debt
- say they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
- say that legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;
The debt collector may not garnish your wages unless there is a court order to do so.
+ Many Federal benefits (including Social Security Benefits) are exempt from garnishment
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,
Report any problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.