This is a scam company called Preliminary Prosecutions. They say they are part of the Check Fraud Department of the State of Texas. Per the Texas Attorney General's Office, no such thing exists. This "company" uses scare tactices to urge call recipients to give up their banking or credit card information. They will tell you that you bounced a check with a payday loan company and if you don't pay you will be arrested or taken to court. In most states, the county sherriff's office will deal with bounced checks, not a collection company. DON'T GIVE THEM YOUR INFORMATION. If you have taken out a payday loan, contact THAT company if you're worried about your check bouncing. I was told by the Attorney General's Office that some customer lists from national payday loan companies have been compromised and this scam is running rampant. If they call you, just hang up!