The company is part of a legal network they called me earlier this year in March three weeks straight then they stopped. Next thing I knew I received a notice from a lawyer to appear in court can you believe that I was served at work. Yes so to make a long story short I had a credit card that I forgot about and when I appeared in court I lost because I refused to answer the phone well that what attorney James Stone said FYI very rude lawyer. But any way they garnished my wages and they took my car. Call them back or do something.