to work with credit, Equifax says you MUST meet a certain credit guideline yourself. this is not a scam - you just didn't do your homework and research the company enough.
Got a call from this number today around 3 pm. This has happened before with various other numbers. All bills are paid in full. Tried to call back and got the "You have reached a non working number" message. This has happened in the past with various other numbers. My iPhone called ID says it is a Texas number.