I just got a call from a Lori Newman of 'Smith & Associates' stating that I was going to be arrested for Willful & malicious intent & Larceny by electronic check. This was for a PD Loan and the account ended up being closed later.   She claimed that a packet of information was mailed to my old address that I haven't lived at in two years.  I vaguely recall getting the loan but after a messy divorce couldn't pay extra bills and couldn't pay this plus a few more.  It was either pay this (and other extra bills) or go homeless.  

When I asked her about resolving this she told me that it couldn't be resolved because it was going to be sent to a state attorney's office for prosecution and my arrest. I then asked her for contact information (name, address, phone# etc... ) and a copy of this 'packet' that was sent out so that I can give it to my bankruptcy attorney when I file next month and she got rude, abruptly ended the call and hung up on me.  

I am very nervous about this now seeing what the first person above posted.   I don't mind paying my bills but at one point 'Life' made things impossible to survive so many things had to be let go, including this.