WELL ITS SOUNDS LIKE YOUR A PROFESSIONAL DEBTOR..I DONT GET IT BECAUSE IF YOU OWE WHY WONT YOU JUST PAY!!! WHY ASK FOR A VALIDATION WHEN YOU KNOOOOOW ITS YOUR DEBT??
JUST LIKE COLLECTIONS HAVE TATICS THE CONSUMER DOES TOO...HOLDING OFF AND NOT PAYING MAKES IT WORST ON YOUR END AND LOOOKS BAD IN COURT!!! USING, "I NEED A VALIDATION OF DEBT" WONT WORK IN COURT, TRUST ME!!! I'VE TRIED IT!! BUT ANYWAYS GOOD LUCK!!
You're way out of your league there fraud-boy! You're a transparent, illiterate fraud trying to pass yourself off as a human being. You've failed! You don't know a damn thing about American courts. The only court you've been in is probably one in Ahmedabad.
A Notice of Validation is REQUIRED by U.S. regulations within 5 business days of first contact by a debt collector. You can't or won't comply with that regulation? Case closed, you're a FRAUD! But we already knew that.
Get lost Raj! This number is burnt!
Skeff Ett Liv!
Gunnar
They just called a co worker of mine and left message on voice mail at work wanting her to verify I still work here and my Human Resource number, she is very upset They are fraud I just filed a complaint with Federal Trade Comm. The person calling name is Tracey Miller.
When Do You Not Pay Your Bill?
If the collector can’t sue you for payment any longer then do you really need to pay the debt? I would argue that you should always pay your obligations as long as you’re really the one who owes it. And, just because they can’t sue you it doesn’t mean they can’t report it to the credit bureaus OR PLACE A LIEN OR JUDGMENT AGAINST YOUR PROPERTY OR BANK ACCOUNTS... Having a paid-off debt is better than having an unpaid debt. In fact, some creditors will require that you pay off collections before they’ll do business with you, regardless of your credit scores or the age of the debt.
Will Creditors Really Sue Me for Non-Payment?
The short answer is “yes.” The better answer is “If you owe a creditor more than $1,000 in defaulted debt and you’re ignoring them, then you stand the risk of being sued.”
***ANY COLLECTION AGENCY CAN SUE IF YOU RIGHTFULLY OWE THE DEBT!!!!1
EX:: IF I LOANED YOU $500.00 AND YOU NEVER PAID ME BACK I CAN ((BY LAW)) GO TO THE COUNTY & TAKE YOU TO COURT FOR A CIVIL COMPLAINT OR CRIMINAL ((IF I BELIEVED YOU MAY HAVE HAD THE INTENTION TO DEFRAUD ME))...
The higher the dollar amount, the better (or worse) your odds of getting sued. A fantastic proxy for “collection aggression” is the number of FDCPA (Fair Debt Collection Practices Act) and FCRA (Fair Credit Reporting Act) lawsuits filed against collectors and creditors for illegally attempting to collect debts and reporting of those debts to consumer credit reports. According to Jack Gordon, President of Michigan based WebRecon, a company that tracks FDCPA and FCRA lawsuits, “there were 12,213 FDCPA and FCRA lawsuits filed in 2010. That’s a record number.”
I received a call at work from someone saying they are not sure if they are on a recorded line and asked if I had a pen and paper handy. She had me copy down this number and an extension and for me to ask to speak to Mr. Allen reference a wage garnishment about a process pending against me. I tried to call the number and it said it is not set up to receive calls. What can I do? The woman didn't identify what company she was calling from.