We have got
72
reports against 2897891028
The majority indicated that it is a Debt collector

Who called from 2897891028

36
Tod
Just got a call from this number. Asked for me by name, I did not confirm. I said who is this and they said "a collection agency" I have no debts so I said what do you want and he asked to verify my name and date of birth, I said no and he said the calls will continue and hung up.
Latest comments
37
AverageJoe
I've told them more than once that they have the wrong numer but they keep calling. Idiots.
Latest comments
38
ARO Mistaken
Got a call from these [***], Told them it was illegal for them to harass me without first notifying me in writing as to what they think is a debt (I have none.) Am pretty sure there is a mistake but how do you clear it up with idiots like this? It seems like they have an ineffective system when they won't even tell you what this is regarding.
Latest comments
39
Bill Payer
This place is a joke. They tell you they're calling on behalf of the Ministry of Finance, but that's a lie. They buy defaulted student loans from the government. There are 2 types of collection agencies - ones that chase debtors for another company, or ones that buy loans for cents on the dollar and then chase the debtor themselves. ARO buys student loans from the government, meaning if your student loan is with ARO now, you no longer owe the government. You owe ARO, and you owe them significantly less than the amount of your student loan because they didn't pay the full value of it. Don't let these vermin push you around.  If they're calling you, it's because they don't have your address on file. They must notify you in writing of the debt, before they can take any action  against you. If they don't have your address, they can't do that. The worst that they can do is put a note on your credit file, which is not a good thing but it's not a life-changer either.
Latest comments
40
fedup with calls
Canadian Collections Act (Law)

If you're contacted
Before a collection agency can contact you they need to send you a written notice through regular mail (email doesn’t count).

This notice must include:

the name of the person or business that says you owe them money (known as the creditor)
the amount of money that the creditor says you owe
the name of the collection agency and a statement that the creditor has asked them to collect the debt
After sending the notice, the agency must wait 6 days before they can contact you in person or by phone.

After their first conversation with you, an agency can’t contact you more than 3 times in a 7-day period without your consent.

“Contact” means the agents must actually speak with you, email you or leave you a voice mail. If you don’t answer the phone and the agents don’t leave a message, it doesn’t count as a contact. A letter sent by regular mail also does not count as a contact.

A collection agency can’t:

contact you on a Sunday, except between 1 p.m. and 5 p.m.
contact you on any other day of the week between 9 p.m. and 7 a.m.
contact you on a holiday
use threatening, profane, intimidating or coercive language
use undue, excessive or unreasonable pressure or harass you
charge you any fees
Ask the right questions when a collection agency contacts you, such as:

may I have your Ontario registration number?
have you sent me a written notice with my creditor’s name and the amount of money that I owe?
how often will you be contacting me?
If you're contacted by mistake
A collection agency can’t keep contacting you if:

you send a registered letter to the agency saying that you dispute the debt and suggest the matter be taken to court
you (or your lawyer or paralegal) send a registered letter with your lawyer or paralegal’s contact information telling the agency to communicate only with your lawyer or paralegal
you have told them that you are not the person they are looking for, unless the agency has taken reasonable steps to make sure you are the person that they should be contacting
If others are contacted about you
In general, a collection agency can only contact your employer once to get your employment information.

Otherwise, they can’t contact your employer unless:

your employer has guaranteed the debt
it’s about a court order or an automatic deduction from your salary (also called assignment of wages)
you have given them written permission to contact your employer
A collection agency can’t contact your spouse, family member, a relative, neighbour or friend except to get your address and telephone number, unless:

the person has guaranteed the debt
you have given permission for the person to be contacted to act on your behalf
Also, a collection agency can’t:

give false or misleading information to any person
recommend that a creditor take legal action against you without sending you notice first
File a complaint
If a collection agency has broken the rules, you can send the agency a letter and include what you believe they did wrong and that you expect them to follow the law

If this does not resolve the problem, file a complaint with us.

If you file a complaint, be sure to include documents and evidence to support it. For example, you can include:

all letters, emails and faxes that you sent or received from the collection agency
a record of the date, time and details of the phone calls or messages you received
a photograph of your telephone display showing the collector’s phone number and the time they called
digital recordings of phone messages or conversations
letters from your employer, co-workers, family or friends confirming that the collector contacted them
Tips to deal with debt
If you are contacted by a collection agency, try to pay the money you owe as soon as possible. Otherwise, the problem could get worse. If you can’t pay the full amount that you owe at once, try to arrange monthly payments.

The person or business that you owe money to might:

take you to court and get a judgement against you, allowing them to seize your assets or take part of your salary
sell your debt to another person (your rights under Collection and Debt Settlement Services Act would not apply unless that person hires a collection agency)
report the debt to a consumer reporting agency, which could lead to you having a bad credit record
When paying off your debt, make sure to:

never send cash and always get a receipt or proof of payment
not bounce cheques and miss payments
contact the collection agency in writing if your financial circumstances change or you can’t make payments
contact the agency and the original creditor if there is a mistake in your account
deal only with the collection agency to avoid any confusion, if everything is correct
Latest comments
(289) 789-1028  +1 289-789-1028  2897891028  +12897891028