First clue this is a scam - I've lived in Maryland since I was 5 years old - back when dinosaurs roamed the earth - and I have never heard or seen ANY telephone number(s) that begin with "123". "Health insurance" ?? I believe "thatvideoguy" is reporting accurately, but I doubt the caller is telling the truth. It's obviously Some sort of subterfuge, but if it was legitimate, why all the Polish spy games? This one not only doesn't pass the "smell test", it stinks up the whole house !! I hope everyone who reads this will continue to NOT answer any calls that (allegedly) come from areas and/or numbers that they don't recognize.