This is about the FORTIETH time these people have called, this was the first time on my cell phone, so I pressed one and said "If you a-holes call this number again, I'll report you to the authorities." I've tried asking politely, I've tried blaring a siren into the phone. I've tried asking questions. These jerks are pathetic.
Lower Your Interest Rate calls and Medical Alert calls are actually from debt collectors attempting to verify your phone number is still a good number to call, and are trying to collect any additional info your are dumb enough to provide them. If you do not recognize the number calling, do not answer the phone.
WARNING--BEWARE!! These callers are B I G credit card criminals, known as the card service scammers! Under NO circumstances, give these lowlifes your credit card number, or you will regret it forever!