301-494-8098 is a SCAM call calling about lowering your credit card interest rate. If you call your credit card companies, you will find out this has nothing to do with your credit cards. These are people just trying to get personal information out of you for their own gain -- FRAUD, FRAUD, FRAUD!!! Don't answer the phone and certainly don't give them any information if you do answer the phone
I get at least two calls a day that say that they can lower your interest rate. I continue to choose option 2, which is supposed to take you off of their call list. But they continue to call. Although, they use countless phone numbers, since this is a SCAM, like "DM" outlined in the previous note.