This guy, Mike, calls for personal reference that a family member has given me as a personal reference and could I answer some basic questions (Not asking who I was. I asked who the relative was and he was asking for a reference for so and so. I asked who it was and he gave me the name. It so happened that the phone # he was calling was this certain person. I told him no, no, he is not applying for anything. He said do you know him, I said which one are you looking for twice and he finally said the same name except a different middle inital. I told him didn't know him and he didn't give this number for a personal refreence. He said thank you and hung up. Phone register says it is in Kensington, MD. He also called my daughter-in-law who has an unlisted phone and ssked her. She called the 800-number back and they said Premier Credit. Its a scam.