I have Wells Fargo...So I would think this would be a legit call inquiring about a late mortgage payment. I wouldnt be too concerned about calling them back...they most likely have it there on purpose to try to work out payment arrangements...Dont pick up, I guess its just would look bad on your credit record that you are late.... These type unknown numbers typically call when I am late...
I received a call last night at about 8:00pm from some lady at this number identifying herself as a Wells Fargo representative calling about a loan modification to my home loan. She gave me the correct loan number but we had not requested any loan modification on this loan. She said it came across her desk and that if I had any further questions, contact 1-800-416-1472. I called that number this morning as they were closed when the lady called last night and they said they do not know anything about what that lady is calling about.