Yah! Had another one this mornin'. I promptly woke up my wife and immediately we solved the problem-took maybe 5 minutes.No foolin' just be direct and don't let them jerk you around...
This number calls me at least once per day wanting to lower interest in credit cards I don't have. When I press 1 to speak with someone the minute they answer the phone and I ask them to please take my phone number off their list, they hang up on me. You can't dial the number back because a recording comes on stating this is not a working number.
THIS MAY BE A SCAM. As of 10/27/2010, it is *ILLEGAL* for companies to charge up front fees for unsecured debt like credit card debt http://www.ftc.gov/opa/2010/07/tsr.shtm that states "fees for debt relief services may not be collected until ... the debt relief service successfully renegotiates, settles, reduces, or otherwise changes the terms of at least one of the consumer’s debts." Reducing your interest rate on a credit card is changing-the-terms so if they want you to pay them up front, it's a SCAM.