I owe Bill Me Later and contacted them directly after receiving a letter from Simms to settle the debt. The Simms letter did refer to the original lender which is why I tried to get around them and pay Bill Me Later directly. Bill Me Later rep told me to contact Simms who is responsible to collect for them at this point.
Skip tracers and [***] ones at that. Don't know about the company just know when asked who was calling she gave her name, as if i would know her. When I asked who she worked for she said "associates." Why would I give personal information if I don't know who I'm talking to? For all I know they stole my info and are trying to get more information to steal more from me.