Yes there is a process for bad checks to go through in each state and depending on the facts of the case Payday loans which can not prosecute in most states due to the fact that is a promise to pay in the future and post dated checks are not acceptable for criminal charges and again both parties are aware of lack of good funds at the time the check was issued. NSF there is a process in most states that the bad check was paid to and have to send notices with the appropriate state statues of fees allowed by the State Law. Closed Accounts as well due to the fact there are issues such as lost wallets, credit cards and checkbooks. Omni Mediation takes advantage of the working poor and scare tactics will work with them due to the fact they do not check out the Fair Debt Collection Practices Laws which is Federal Law and each state has their own laws in place to help the consumer as well....Sounds like Michael Gie likes to be a High Horse Bully Collector and be so righteous and justified in his answers, Karma does come around in some form or fashion to people that behave so much better than the average person and not share the true facts of debt collection which by the way Omni Mediation is not licensed to do Collections in many states by the Attorney Generals Office even if they are Omni Credit Services in Florida they also have to be licensed in the name they represent to the debtor and can not threaten police DA's or legal issues if the debt is a Civil Debt and the recordings I have heard tips them to being illegal debt collectors per the Fair Debt Collection Practices. Michael Gie is not a licensed attorney in any state that we could find and gets paid a percentage for all the collections he collects so who is money driven now.....Michael Gie......
Performed a Records Check on Omni Mediation and they have never prosecuted anyone in my state per the State Court System and they have a summons they do not wanted served to them they have been avoiding service for months. Judge has stated hiding from service will cause bigger issues they know about the lawsuit but no answer per attorney or the owner or employees. This is a Federal Judge saying this so if Michael Gie and his company was so upstanding in our country that summons would have been served as he has stated in past posts people are scum bags they need to pay their bills so does the company he works for and answer the summons for Federal Court if they have nothing to hide and working within Federal debt collection laws then go to Court and prove your business ethics are not questionable and bad ethics. Michael Gie is probably part owner of the company as well silent owner he is hiding behind someone else...anyone can google the court case and their local court records as well can prove all the facts here that I have shared.......let the first person without sin cast the first stone and the stones that Omni Mediation cast as well as Michael Gie have sin wrapped around all those stones......