Received call at work. A recorded message offered to lower my account interest rate. No specifics or identifiable information given. Given option 1 to continue or 2 to discontinue notices.
SE Asian accent argued with me for 4 minutes that he was not a crook and the scum of the earth and that he only wanted to offer a lower interest rate on ccards. He hasn't learned to not waste his "valuable" time on obviously cranky people, me. LOL