These people are SCAM ARTISTS!!! They called me telling me that I needed to either call them or have my attorney of record speak to him because my government had blacklisted my name and social security number. That I would not be allowed representation when I went to court (because they were going to file against me unless I settled with them immediately), and that I would rot in jail for a long time. LOL! Whatever. I asked him what it was about and he said it was for a pay day advance loan that I received. I NEVER received a pay day loan, I looked into it and decided it wasn't worth it. I explained this to him, and he got mad and started yelling at me. I asked them to put the debt in writing and send it to me, and he said he couldn't do that because it was already filed with the court. I asked him "is it filed or isn't it, because you just told me you would file it if I didn't pay you immediately. He got pissed off and started yelling at me. I simply told him that I wasn't interested in speaking to him if he couldn't prove the debt. Then they called me 15 times in 8 minutes on my office phone, and then about 6 times on my cell phone. I warned him that I would report harassment charges, and they kept calling. So I reported them to the Federal Trade Commission, and the FBI. Then when they started that calling me over and over and over again, I finally picked up and told him that I had reported him. Once he heard FBI, he hung up on me and didn't call back.