Who called from 3105063323

This is a "cold call" to try to get you to switch your credit card balance to their service.

This company has called at least 50 times - that's EVERY week day, sometimes twice - over the last couple months.
No message, identification, return number, just the words "Service Representative".
Try to return the call and it does nothing but ring. They are in Malibu, CA
I have turned them in to the Do-Not-Call Registry.

This company is terrible. Kept bothering me. I decided to speak to a representative just to find out the company that I'm dealing with. They just hung up on me.

Caller ID says Pepperdine University.  Is this scam associated with the school?  Why would Pepperdine be interested in switching my credit card

Summerbay, BBB, Summerbay collection agency, return or get out of your time share,  are all part of a scam to rip of you the consumer. Don't get mixed up with. Summer Bay in any form or you will regret it !!!!