I have had this call before and reported it before. It is a SCAM. No current problems on your credit card but lock in a lower rate. I do not have a credit card. These people want you to give them information so they can use your funds. They must be hard to find, because I have reported them to the government, but once in awhile I get the same call all over again. Don't buy into it!
Just received a call from this number. I've heard the recording before: nothing wrong with your card but you can get a lower interest rate; press 9 if interested. I pressed 9 and was connected to a female. I started to ask to be removed from the list (business line) and was hung up on. I've heard this message before but not sure if it's the same number.