Starts as an automated call from credit card services. If you press 1 it sends you to a person telling you they can lower your interest rate for your credit card. I asked him which card he was talking about, he said any card with chase, wells fargo, bank of a america and some other big name banks. I asked him which one he was talking about and he asked me which one I had a balance on. We played the back and forth game for a minute, and he told me he see's I have a total balance of greater than 3500$ which is interesting, because I actually don't even have a credit card. I let him ramble on and guess which card I had for a while and then told him I don't have a balance of 3500$ on any of those credit cards, he got bored and hung up at that point. Seemed real scammy to me.
Called 2 min ago and I did not answer the rat soup eatin sun of a gun who called me. Ready to slapp somebody Charlie Murphy style if they call me again.