I received a call from Mr. Davis at SP Legal Services. His message stated "I noticed there has been no response to the state mandated notification that was mailed to you either by you or your retained attorney. Is very important I speak with one of the two of you immediately." He never mentioned my name or said this message is intended for xxxx. I called the number from another phone. It was answered Fraud Division, please let your information.
Here they are, I knew I'd seen this scam somewhere. This should make you all feel better. They are Fraudulent thugs. http://800notes.com/Phone.aspx/1-312-878-0281
Gee, guess what? They are against the law. Perhaps you should spend time to read and learn?
Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Just got the standard call about no reply from State mandated etc-etc. Went to the website above impressive site but the text says absolutely nothing about who, why, where or anything. Not listed as belonging to any credible debt collection groups, BBB or anything else.