Another credit card scam. "Hello, this is Card Relations calling, and we've been monitoring your credit card for some time. If you are still paying high rates on your balances, . . ." Idiots-- if they were monitoring my credit card, they'd know I'm not paying finance charges.
Robocall on my personal cell saying they've been monitoring my credit card activity and want to offer me a reduced rate.
Weird. I don't have any credit cards.
Scam call.