There is no loan. This is a scam originating from India and Pakistan. The callers are hard core scammer/extortionists. They offer a "loan" but first they want you to wire a "Fee" to them. And of course it must be untraceable. This is a criminal organization and you should not engage them in discussion or return their calls. They become very abusive when they find thier scams are not working. Simply ignoroe and block these calls. You might want to block the entire 312 area code.
This is a common scam and has been going around for years.
Things to remember about loans offered by phone or e-mail: (Pay attention to item #4!)
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either
a. threatening you or
b. offering you something,
you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
9. And here: http://www.ic3.gov/default.aspx