I received a call from this number today - caller was abusive and would not tell me what issue was about. It was like someone trying to mug you on the telephone. I hung up. They immediately called back. It is awful that verbally abusive people can call you in your home and beat you up for no reason.
I was served in 09 for a credit card... ORIGINAL DEBT 2500.00 Amount sued for almost 10,000.00 I SADLY messed up my days and missed court. I have been paying for a frikken car!! It seems it should be ILLEGAL to get 3+ times the amount of the original debt. I also did NOT KNOW all of this validation info I am down to my last 2500 and they WILL NOT SETTLE (well they will but they will only take off like 500.00) and supposedly they said they went BACK to court since i hadnt paid in a few months. I would LOVE to know if I could go after them. I HAVE most of the paper work with my last payment. and they just called a couple of days ago.
Thanks for the insight.... To make a long story short these people wouldn't take a payment arrangement when I offered two years ago and only wanted "paid in full" when I was unemployed which was not possible. After waiting 2 years to take action, they decided to garnesh my paycheck this year of course over the Holidays, Now I have to explain to my family why we won't have any Christmans presents this year. Happy Holidays Blitt and Gains, hope your scummy business practices come back to haunt you some day maybe over the Holidays like you did to us!!!
Oh really? They just decided to 'garnesh' your wages huh? Maybe you could elaborate on that a bit. When did you receive your summons? Where did you appear in court?
To attach any income a court order must be in effect. A bottom-feeding debt collection agency does not just decide to garnish your wages. You must be legally served first and then appear in court. Failure to appear may result in a default judgement, but that's highly unlikely seeing as how 3rd rate collection agencies are far more terrified of courtrooms than any debtor is likely to be.
Shills patrol these sites hoping to drop a hint occasionally that might make there firm look legitimate. Never works. There are those of us here that, for whatever reason, have decided that B.S. artists have no place in the collection industry. Debts are a sad but real part of life. They should be paid if at all possible. To the legitimate creditor or the legitimate owner of the debt. NEVER pay a debt without first getting valid proof that said debt is owed and is valid. DEMAND a written letter of validation to be supplied to you, by mail (NOT E-mail), within 5 days of first contact with someone claiming to be collecting on a debt. Log and record all calls at home or at work if permitted in your state. Google 'Recording phone calls'. Most states use a 'One-party' rule. A few use a 'Two-party' rule.
Educate yourself on your rights as a consumer. Learn about the laws regarding the Fair Debt Collection Practices Act (FDCPA). Familiarize yourself with the frauds, scams and scare tactics that are used by bogus debt collectors.
I can assure you that 95% of the debt collectors who call you will promptly hang-up when a Letter Of Validation is demanded, especially when they are told that the call is being recorded. If you are being harassed at work explain to the boss what is going on. Have him see to it that calls are logged and, if possible, recorded. These parasites have been getting away with this sort of thing for far too long. It's time to haul them into court and shut them down.