Answered call and it says that they are from consumer lending, please press 1 now to discuss lowering my APR. it's a scam. They have called me everyday this week saying my offer expires that same day.
1/22/16 I received the same calls from 2 different numbers in a matter of 5 mins apart. I hung up the 1st time but answered the second and spoke to a male individual with a middle eastern accent. I told him that I would like to know why was i getting these calls and he immediately hung up. SCAM! SCAM! SCAM! written all over it!
I have received this same call a few times. I got fed up and decided to play along to see where it would go. If you press one, a Middle Eastern/Indian man answers and will attempt to secure your credit card information under the guise of lowering interest rates. I played along with fake information for his first few questions (card type, name on card). When he asked for the expiration and card number I told him I would need to call him back because I didn't have the card in front of me. He immediately said "have a nice day," but before he hung up I told him to scam someone else. He laughed and said "I will." Then told me to go "F" myself.